Free Reward Checking
Take your free checking to the next step and get a free account that pays you back! Free Reward Checking goes more than a few steps beyond your run-of-the-mill accounts with 3.50% APY*.
With that amazing rate you'll also enjoy ATM fee refunds nationwide, with no minimum balance and no monthly fees. All this just for doing a few everyday things you most likely do already.
This is a free high interest checking account that makes it easy to get rewarded, whether you're in Moline, Davenport, Bettendorf, or anywhere else in the Rock Island community. Don't let this opportunity pass -- sign up today!
- Summary
- 3.50% APY* on your balance up to $20,000
- 1.01% APY* on your balance over $20,000
- 0.05% APY* if requirements are not met
- ATM fee refunds nationwide
- No minimum balance required
- No monthly service fee
- Unlimited check writing
- Free Visa® Debit Card
- Free check safekeeping
- Free Online Banking
- Free Bill Pay
- Free Telephone Banking
*APY = Annual Percentage Yield. Rewards rate and ATM fee refunds awarded only if qualifications are met. See "Qualifications" and "Disclosures" tab above for more details.
- Qualifications
To earn the outstanding Bonus Rates, simply perform the following each statement cycle**:
- 10 Debit Card Transactions (excluding ATM Transactions)
- One Direct Deposit or One ACH Auto Debit
- Receive a Monthly Electronic Statement
But even if you don't meet the qualifications for a given cycle, the account is still free with NO monthly service charge and you can still qualify for the benefits in future cycles.
**Statement cycles means a period beginning one day prior to the current statement through one day prior to the close of the current statement.
- Disclosure
*Unlimited ATM refunds per statement cycle if requirements are met. 3.50% Annual Percentage Yield (APY) paid on balances between one penny and $20,000, and 1.01% APY paid on all amounts above $20,000 each cycle the minimum requirements are met. If you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.05% APY on all balances; however, it will not receive ATM refunds for that time period. Rates as of January 22, 2010. We may change the interest rate and APY at any time after the account is opened. No Minimum Balance Required. However you must deposit a minimum of $100 to open this account. Available to Personal Accounts only. Southeast National Bank reserves the right to limit the number of Free Reward Checking accounts per household. No monthly service charge.
