Terry L. Esch

Executive Vice President



Finance and Financial Economic Degrees, University of Iowa
Graduate of Stonier Graduate School of Banking
Graduate of the National Commercial Lending Graduate School


Terry joined SENB in 1986 and is responsible for all aspects of the bank’s loan portfolio

Outside of Work

Terry is very involved in the community, including the Blackhawk College Small Business Development Center and the Air Service Committee at the QCI Airport..


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Effective Monday, November 23rd, our East Village Banking Center hours of operation will be Monday – Friday 8:30 AM – 11:00 AM and Saturday 8:30 AM – Noon until further notice. We expect to return to regular hours soon. Thank you