Home Equity Line of Credit

Home Equity Line of Credit (HELOC) in Illinois, Iowa and Wisconsin.

You’ve earned it, so use it when you need it.

Why a Home Equity line of credit?

  • Variable rate options with a term up to 10 years
  • Access funds easily online, by telephone, or at any of our conveniently located banking centers
  • No application fees and low closing costs*
  • Local decisions and a quick, easy application process

There are so many ways to use it, so many reasons it’s a smart option. Use it for:

  • Consolidate debt
  • Home improvement projects
  • Family vacations

Whatever your home improvement dreams are or whatever reason you need extra cash, please know our team is committed to service that is Smart. Easy. Notably Better.

There are 4 ways to get started

Call our Lending Line at (309) 736-BANK

Click on a lender below and send them an email

Stop in today to one of our banking centers

OR apply online

*HELOC has a $75 origination fee due at closing.A Home Equity Line of Credit is subject to credit approval and property insurance is required. They are available only to owner-occupied, single-family residential real property located in Iowa, Illinois, and Wisconsin. No purchase money loans allowed. Certain conditions and restrictions may apply. See a bank employee for complete details. Please consult your tax advisor regarding deductibility of interest.

Follow this link to see more about SBA PPP forgiveness. Learn more