Over the years we have found that many of our clients choose us because of our guiding principles:
SENB Bank is a community bank with locations in the Quad Cities and Buffalo, Iowa. We have been providing banking services to customers for over fifty years, and we’re proud to be locally owned with a local Board of Directors and staff who live in the Quad Cities and neighboring communities. It is important to us that the deposits of our customers are put to work in the communities we serve.
Why Choose SENB?
Our professional team combines industry experience with superior services to deliver a full range of private banking, financing, wealth management* and commercial products to a wide variety of individuals, families, and businesses.
Our financial experts are committed to assisting you – whether you are looking for long-term asset management, improved investment performance, additional capital, or other business or personal needs. We’ll use our financial expertise and in-depth understanding of our community to meet your unique challenges and optimize opportunities.
With a team of professionals specialized in providing solutions, we consistently focus on helping you manage all facets of your finances. We’re here for you anytime you need us – at every stage in your career, and at every stage in the evolution of your business, or family.
Extraordinary Commitment, Extraordinary Performance
We believe that a local bank must earn the right to call itself a community bank. We work hard to meet the financial needs of the communities we serve, and we support a wide variety of organizations with donations and volunteers.
Our corporate citizenship, coupled with our financial strength, makes us a choice that’s smart, easy and notably better.
Interest Aligned with Clients / Transparency
We have aligned our interests directly with our clients. While some financial advisors are paid to sell a product or generate transactions, SENB Wealth Managers are focused solely on providing the best advice to our clients. There are no hidden compensation arrangements. We are paid one way – by our clients. We charge a fee based upon assets under management.
Fiduciary Standard of Care
Our financial professionals serve in a fiduciary capacity and maintain the highest standard in the industry – characterized by a fiduciary duty to serve a client relationship with undivided loyalty, trust, and confidence. As a fiduciary advisor their duty to act in the best interest of our clients and to disclose any possible conflicts of interest. Ethically, legally and philosophically, our interests are aligned with our clients.
Investment Philosophy of Asset Allocation and Diversification
SENB Wealth Management believes that asset allocation is a key element in determining overall portfolio returns and must accurately reflect our client’s individual goals. Consequently, considerable time is spent understanding our clients’ dreams, goals and priorities before constructing an investment plan.
As outlined in our Privacy Statement, SENB Wealth Management is committed to protecting your privacy and the confidentiality of our relationship.
SENB Wealth Management has the ability to leverage numerous relationships within the wealth management arena as well as work extensively with our clients’ other professional advisors to ensure continuity of their overall plan.
Not FDIC insured, not a deposit or other obligation of, or guaranteed by, the bank, and subject to investment risks, including possible loss of principal amount invested.